Specialist Finance Essex
Tailored Funding from Trusted Local Experts
At Financial Service Solutions, we are experts in specialist finance in Essex, London, and the Southeast, helping developers, property investors, and business owners secure tailored funding to meet their goals.
As a family-run finance broker based in Essex and proud members of the London Institute of Banking & Finance (LIBF), we bring trusted relationships and local insight to every transaction.
Whether you’re expanding your property portfolio or launching a new business project, our clients – from Chelmsford to Colchester – know us as the go-to specialist finance broker across Essex and beyond.
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Bridging Loans
Portfolio Mortgages
What Specialist Finance Means for Businesses and Developers in Essex
Specialist finance provides flexible, bespoke funding for projects that don’t fit traditional lending criteria. Unlike high-street banks with fixed rules, specialist finance providers, including alternative lenders, challenger banks, and niche funders, offer tailored solutions with faster turnaround times and adaptable terms.
We also maintain strong access to high-street lenders, presenting projects to them when they align with their lending appetite.
Common uses include:
- Property development (new builds, conversions)
- Business expansion and growth
- Refinancing existing debt
- Cash-flow support for seasonal or project-based businesses
In Essex and the Southeast’s fast-moving property and business sectors, specialist finance often unlocks opportunity where traditional lending falls short.
Here's What Our Clients Say
Financial Service Solutions
4.7
33 Reviews
Professional, Friendly, Experts. Thank you so much!
Jabez and Nikki were amazing. As a first time buyer, they took all the stress of arranging a mortgage away, offering advice and options that I would only be able to get from a broker. Jabez has been proactive throughout the entire process, keeping me well informed and going above and beyond improving my mortgage deal as my house purchase progressed. Well worth the money, and would throughly recommend them for all your mortgage needs!
Excellent Advice & Service!
We had an excellent experience with Financial Service Solutions who helped secure a new deal on our mortgage for another 3 years. They are incredibly professional and friendly. We thoroughly recommend them to others in need of financial advice. Thank you Jazeb & Nikki!
Fantastic service
Both Jabez and Nikki have been extremely helpful throughout the process and have gone above and beyond to ensure our house purchase has gone through as smoothly as possible and were more than happy to do whatever it took to set my mind at ease as a first time buyer - much needed whilst trying to juggle work and a 2 year old. If you are looking for a less stressful house purchase I highly recommend them.
The Specialist Finance Market in Essex
Essex has a vibrant and competitive lending landscape. Borrowers can access funds from:
- High-street banks
- Challenger banks
- Specialist and alternative lenders
Local growth factors such as regeneration projects, commuter belt expansion, and SME development drive the need for agile finance solutions.
As your local broker, we match your project’s scope, location, and timeline with the right lender. With deep roots in Essex and extensive industry relationships, Financial Service Solutions helps clients navigate the specialist finance market with confidence.
Our Range of Specialist Finance Solutions in Essex, London and the Southeast
We offer a complete range of funding products, each tailored to your needs:
Development Finance – Ideal for new builds, conversions, and redevelopment, with flexible LTVs and staged drawdowns.
Bridging Loans – Fast, short-term finance for purchases, auction buys, or chain breaks.
Refurbishment Finance – Funding for property upgrades, modernisation, or value-add projects.
Buy-to-Let Mortgages – Expand or refinance your rental portfolio with competitive interest rates.
Construction Loans – Ground-up or phased funding for residential and commercial builds.
Commercial Refinance Loans – Release equity, restructure debt, or improve repayment terms.
Get a tailored quote today – no credit checks, no obligation.
Why Choose Financial Service Solutions
Personal Service
Lender Access
Local Expertise
Tailored Results
Tailored Funding Solutions
Our relationships with structured finance and project finance specialists allow us to offer fast, informed decisions. Whether you’re building, buying, or expanding, our tailored funding solutions are built around your success.
We’re proud to build long-term partnerships, supporting clients from the first enquiry through future refinancing.
Who Our Essex Specialist Finance Services Help
We support a wide range of clients across Essex and beyond, including:
- Property developers in Chelmsford seeking development finance
- Investors in Southend expanding buy-to-let portfolios
- Business owners in Basildon needing commercial refinance
- Self-employed professionals in Colchester securing asset finance
We serve sectors such as construction, logistics, retail, manufacturing, and professional services.
If you’re based in Essex or the Southeast and need funding, we’ll help you achieve your financial goals quickly and efficiently.
Benefits of Using a Specialist Finance Broker
Working with Financial Service Solutions gives you:
- Access to a broad lender network
- Tailored recommendations based on your goals
- Independent, unbiased advice
- End-to-end support from enquiry to completion
Our Essex clients secure funding faster and on better terms because we understand both the market and the lenders.
Our Specialist Finance Process
We make funding simple and transparent:
- Initial Consultation – Discuss your goals and funding needs.
- Lender Search – Identify the most suitable lenders for your project.
- Application Support – We handle paperwork, valuations, and communication.
- Funding Completion – We manage the process until funds are released.
- Ongoing Support – Assistance with refinancing or future funding needs.
Expect clarity, speed, and proactive communication at every stage.
Request Your Free Specialist Finance Quote in Essex
Ready to explore your options? Request a free, no-obligation quote today.
- No credit checks at the enquiry stage
- Fast response – funding options within 24 hours
- Speak directly to a specialist finance expert in Essex
Call 0333 567 8960 or complete our quick enquiry form.
Trusted by local developers and business owners across Essex, Kent and the Southeast.
Contact your Essex specialist finance experts today
Chelmsford Office
Saxon House,
27 Duke Street,
Chelmsford, CM1 1HL
Contact us using your preferred method
Office: 0333 567 8960
Email: hello@financialservicesolutions.co.uk
What is specialist finance?
Who is eligible for specialist finance in Essex?
How fast can I get funding?
What are bridging loans used for?
Can I get development finance for a new build?
Do you offer refinance options?
Are you a member of any finance bodies?
Yes, we’re proud members of the London Institute of Banking & Finance (LIBF).
What areas of Essex do you cover?
What’s the benefit of using a broker?
Is there a cost to get a quote?
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Buy to Let mortgages and Commercial Lending are not usually regulated by the Financial Conduct Authority.
Disclaimer: Financial Service Solutions Ltd has never now or has ever been involved with any companies of a similar name. Financial Service Solutions Ltd is an Appointed Representative of New Leaf Distribution Ltd. who are authorised and regulated by the Financial Conduct Authority. Number 460421
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