Asset Finance Essex

Powering Business Growth in Chelmsford, Essex

Running a business in Essex means staying sharp, agile, and ready to seize opportunities.

At Financial Service Solutions, we make that possible with asset finance from your Essex-based broker, giving local SMEs the freedom to acquire essential equipment without draining cash reserves.

As a trusted, family-run broker serving Essex and London, we specialise in flexible funding for everything from plant machinery and vehicles to IT systems, telecoms, and even small-ticket items.

With our support, you can invest in the tools that drive growth today while keeping your working capital strong for tomorrow.

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Development Loans
Commercial Mortgages

Bridging Loans

Portfolio Mortgages

Factoring and Invoice Discounting
Asset Finance

What Is Asset Finance?

Think of asset finance as the bridge between ambition and affordability.

Instead of waiting until you’ve saved enough to buy outright, you gain immediate access to the equipment your business needs, while spreading the cost in manageable instalments.

For Essex SMEs, this means production lines keep moving, vehicles stay on the road, and IT systems stay up-to-date without compromising cash flow.

Flexible lease structures ensure repayments match usage, and sale & leaseback options unlock capital from assets you already own, turning dormant value into fresh funding for growth.

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Request a SPECIALIST FINANCE Quote

Free no obligation finance quotation, no credit searches required.

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Here's What Our Clients Say

Financial Service Solutions

Financial Service Solutions

4.7 4.5 stars 33 Reviews

Oliver Canham 2025-05-24
5 stars

Professional, Friendly, Experts. Thank you so much!

Jabez and Nikki were amazing. As a first time buyer, they took all the stress of arranging a mortgage away, offering advice and options that I would only be able to get from a broker. Jabez has been proactive throughout the entire process, keeping me well informed and going above and beyond improving my mortgage deal as my house purchase progressed. Well worth the money, and would throughly recommend them for all your mortgage needs!

J
Johnny 2025-05-08
5 stars

Excellent Advice & Service!

We had an excellent experience with Financial Service Solutions who helped secure a new deal on our mortgage for another 3 years. They are incredibly professional and friendly. We thoroughly recommend them to others in need of financial advice. Thank you Jazeb & Nikki!

Kerry Badnell 2024-11-02
5 stars

Fantastic service

Both Jabez and Nikki have been extremely helpful throughout the process and have gone above and beyond to ensure our house purchase has gone through as smoothly as possible and were more than happy to do whatever it took to set my mind at ease as a first time buyer - much needed whilst trying to juggle work and a 2 year old. If you are looking for a less stressful house purchase I highly recommend them.

Key Benefits of Asset Finance for Essex SMEs

  • Immediate access – start using assets straight away without the full upfront cost
  • Cash flow protection – preserve working capital for investment, payroll, and expansion
  • Tax efficiency – benefit from finance structures designed to reduce overall costs
  • Flexible terms – choose repayment schedules that fit your operational rhythm
  • Unlock capital – release funds from existing equipment through sale & leaseback

Asset finance isn’t just about funding; it’s about giving Essex and London businesses the confidence to grow, adapt, and thrive in competitive markets.

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Why Choose Financial Service Solutions for Asset Finance in Essex

Family-run

We are an independent broker with deep local roots

Strong lender network

Connecting you with competitive terms and tailored structures

Fast quotes

Quotes provided often same-day, with no obligation

Personalised service

Advice shaped around your business, not a generic template

Contact your Chelmsford asset finance adviser today

Chelmsford Office
Saxon House,
27 Duke Street,
Chelmsford, CM1 1HL

Contact us using your preferred method

Office: 0333 567 8960
Email: hello@financialservicesolutions.co.uk

What is asset finance, and how does it work for Essex businesses?

It’s a way to acquire equipment through structured repayments, protecting cash flow while enabling growth.

What types of assets can I finance with asset finance Essex?

Vehicles, machinery, IT systems, telecoms, production equipment, and even small-ticket items.

How does hire purchase differ from leasing?

Hire purchase ends with ownership, while leasing offers flexible rental options.

Can I release capital from assets I already own in Essex?

Yes, sale & leaseback lets you unlock funds while continuing to use the equipment.

What is an operating lease, and how does it work?

It’s a rental agreement where the leasing company handles maintenance, reducing your workload.

How can asset finance improve cash flow for my business?

By spreading costs, it frees working capital for investment and day-to-day expenses.

Are there tax benefits to using asset finance in Essex?

Many structures are tax-efficient, helping reduce overall business costs.

Can I get a same-day quote for asset finance?

Yes, we often provide same-day, no-obligation quotations for Essex SMEs.

What happens at the end of a lease?

You can renew, return, or purchase the asset depending on your agreement.

How can Financial Service Solutions help Essex businesses choose the right option?

We provide independent advice, matching SMEs with lenders and finance structures that fit their goals.
Your home is at risk if you fail to keep up payments on your mortgage or any other loans secured against it.
Will Writing and advice on Lasting Powers of Attorney are not regulated by the Financial Conduct Authority.
Buy to Let mortgages and Commercial Lending are not usually regulated by the Financial Conduct Authority.

Disclaimer: Financial Service Solutions Ltd has never now or has ever been involved with any companies of a similar name. Financial Service Solutions Ltd is an Appointed Representative of New Leaf Distribution Ltd. who are authorised and regulated by the Financial Conduct Authority. Number 460421

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