Financial Advisor based in Chelmsford, Essex & London
A family-run company that takes care of your financial needs. With over 45 years of business experience, we are able to offer you a range of finance solutions tailored to your situation.
Call us today on 0333 567 8960 to speak to a member of our friendly team.
What our clients say…
''I was very impressed with the service provided. The knowledge of the Financial Advisor was superb and the process was dealt with in a timely manner''
''Finding the right mortgage seemed daunting to us, however James at FSS made it easy and reassuring, He was always on hand for any questions and to explain the jargon.
He found us an unbelievable rate, which our bank couldn’t match.
Would highly recommend this service, as he has saved us money and time as it happened so quick''
''A massive thank you to James and Nikki for all their help in getting us a Right to Buy mortgage. Our situation wasn't a straight forward one, but they were determined to find us the right deal, despite numerous applications, and numerous rejections they kept plugging away and this week we finally completed on our home. All the way through we had excellent communication from James, always keeping us updated and no issue was too much trouble. Buying home is daunting, but these guys made the process really easy! Definitely recommend!''
''I purchased a house as tenants-in-common with a friend. Jabez Persaud helped in arranging our mortgage, insurance and wills, and did a fantastic job with all three. He got good terms/prices for us, and clearly had our best interests in mind every step of the way. He was always happy to clarify any questions we had, or make adjustments wherever we needed. Most importantly, for me, was the feeling of dealing with a person rather than a company (even remotely via phone and video calls). He truly felt like an ally throughout the whole process. I would definitely recommend using Financial Service Solutions and Jabez for any of the services they offer.''
''James was super helpful when I first enquired about contents insurance. Explained the process and made it easy to understand. James worked around times that best suited myself which was a late evening and didn’t rush things. A* Service and would highly recommend to anyone in need of insurance. A true credit to the team and company.''
''A+ Superb Service & Advice. Having had another mortgage that was over double the interest rate I now have due to circumstances at the time, FFS managed to secure an amazing rate, saving me a nice sum. Advice was clear and much appreciated. I will be using their services in the future and more than happy to recommend to friends and colleagues''
''I recommend Financial Services Solutions! Every time I had a query, they answered me often within minutes. James was able to quickly find me a mortgage that was affordable at a difficult time. Nikki was absolutely fantastic and is my hero. Thank you!''
''I just moved in to my first property and had no idea what I had to do next until James explained life insurance. He talked me through everything I needed to know and answered all my questions. He got me the best deal he could and I couldn’t believe how cheap life insurance is. I’ll defiantly use this company again for anything else I need in the future going forward. Again can’t thank you enough for all your help!''
''It felt like Jabez and Nikki literally became our best friends throughout every step of our house purchase journey. I found Jabez initially when I first tried to buy a property 2 years ago and he was kind, helpful, realistic and reliable, at the time the sale fell through but when I was back looking for a house with my partner Jabez was my first port of call and he has helped us with all aspects of our financial affairs with professionalism, knowledge and good humour. We Highly recommend financial solutions''
''We started my journey with Jabez in Summer 2020 to explore securing a mortgage. What we were really impressed with was although we were not fully ready to pursue the entire process, Jabez was prepared to take the information and give guidance on what we needed to do and what specific information was needed. Fast forward to 8 or 9 months later, we were fully ready to pursue the process, Jabez already had all the information and was quick to initiate the best options for us. I really can’t thank Jabez and Nicola for their hard work in supporting us to achieve this dream. Jabez or Nicola were always available to take my calls, answer any questions and provide advice and information. They both made the process seamless despite the many hiccups at times. The grand surprise from Jabez and his team was the lovely house warning presents we received. We are thankful and fully indebted to FSS, Jabez and Nicola''
''What a great service, and the director Jabez is friendly, understanding and very knowledgeable . They are a transparent company with access to a range of financial products to support and meet their clients needs. I highly recommend Jabez and his team.''
''Another year on and more than happy to get Jay to sort our insurance out. Always polite and extremely knowledgeable in his field. Fabulous service please never retire.''
''It hasn’t been exactly straightforward this recent mortgage process, but all the way through I have found Jabez and Nicola to be helpful and knowledgable, and always available to answer my many questions. I would have no hesitation using their services again.''
''As a first time buyer the service was excellent and really helpfull. Nothing was ever too much trouble and Jabaz was always available even on a Sunday! He took the time to get to know us and have built up a great relationship.''
''Jabez and his team at financial service solutions got to know me and my wife and recommended the right products to suit us. Will defiantly use them again in the future.'
''We were in a dire financial situation and sought the expertise of Financial Service Solutions. The whole experience from start to finish was nothing but professional. Jabez has demonstrated great knowledge of the financial markets and was able to secure a good option to meet our needs and circumstances. He was extremely supportive and I would not hesitate to recommend Jabez and his team to friends and family.'
''Absolutely great service by Jabez. Guided us through everything and was at the end of the telephone as and when required. Would recommend his services without question. '
Request a Quote
0333 567 8960
Request a Quote
0333 567 8960
We understand how important getting a Mortgage decision is.
We are committed to helping clients find the right mortgage that suits their needs.
At Financial Service Solutions, we offer a range of specialist finance and are members of the NACFB.
Dedicated to your needs
At the helm of our company is Jabez Persaud, a seasoned professional with over 15 years in the financial services domain and an impressive 45-year track record in business. What sets us apart is our commitment to being “whole of market,” granting us the freedom to explore diverse options rather than being confined to a single entity. Our headquarters in Chelmsford, Essex forms the base from which our financial services span across London and every major city in the UK.
By using the latest technology, our extensive market knowledge and strong customer relationships, we are able to get a deep understanding of all your requirements. Our software is updated daily, so you can rest assured the information we use is as up-to-date as possible and we are supplying you with the most suitable product.
Can I get a mortgage with bad credit?
What is the difference between ‘adverse’ and ‘bad’ credit?
How do I find the best mortgage deal for me?
Lets Find The Right Mortgage For you
We really understand how big of a deal it is to make a decision about getting a mortgage.
Whether you’re taking that exciting step to buying your first home, moving up to something bigger, or even downsizing, there are many different mortgage options out there from various lenders. It’s not just about getting any old mortgage – it’s about finding the right one that fits your budget and your unique situation. It’s about getting those keys to your new place, making your current home even better, or sorting out your finances for other important things in your life. There are lots of different types of mortgages to consider, and the type that’s best for you really depends on why you need it in the first place. We understand every situation and can tailor the best solution for you.
First Time Buyer
BUY TO LET
Request A Quote
Whether you’re a first time buyer, searching for the best remortgage deals or suffering from bad credit, we can help you get the mortgage you need.
Free no obligation mortgage quotation, no credit searches required.
Request A Mortgage Quote
Request An Insurance Quote
Request A Commercial Loan Quote
Whether you are buying your first home, moving to a bigger property or downsizing – the lenders would have many different types of mortgages options to choose from.
- Buy to Let Mortgages
- Self Employed Mortgages
- First Time Buyers
- Residential Mortgages
- Second Charge
- Life & Critical Illness Insurance
- Income Protection Insurance
- Business Protection Insurance
- Building & Contents Insurance
- Wills & Powers of Attorney
- Development Loans
- Bridging Loans
- Commercial Mortgages
- Portfolio Mortgages
- Factoring & Invoice Discounting
- Asset Finance
- Revolving Credit
Arranging Your Mortgage
First Time Buyer
Leasehold V Freehold
Fixed Price BTL Conveyancing
Specialist Property Reports
General & Commercial Insurance
Income Protection Guide
Protection Planning Guide
Will Writing and advice on Lasting Powers of Attorney are not regulated by the Financial Conduct Authority.
Buy to Let mortgages and Commercial Lending are not usually regulated by the Financial Conduct Authority.
Disclaimer: Financial Service Solutions Ltd has never now or has ever been involved with any companies of a similar name. Financial Service Solutions Ltd is an Appointed Representative of New Leaf Distribution Ltd. who are authorised and regulated by the Financial Conduct Authority. Number 460421
© 2023 Financial Service Solutions Ltd