Commercial Mortgage Broker in Essex
Unlock Tailored Commercial Finance From Essex-Based Brokers
Navigating the commercial property market requires more than just ambition; it demands strategic financial guidance.
As a trusted commercial mortgage broker in Essex, we help businesses and investors access the right finance for buying property, refinancing existing loans, or expanding long-term investments. Our expert team matches your goals with lenders offering competitive, flexible commercial mortgage options.
Whether you are acquiring your first office space, restructuring existing debt, or expanding your portfolio, our expert advice ensures your mortgage solution aligns with your goals.
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Bridging Loans
Portfolio Mortgages
What Is a Commercial Mortgage?
These loans support a range of objectives from buying commercial property to refinancing existing debt or investing in rental assets.
In both Essex and London, commercial mortgages play a vital role in enabling business growth and property investment.
Whether you’re purchasing a high-street shop in Chelmsford or a warehouse in East London, securing the right commercial mortgage in Essex or a commercial mortgage in London can make all the difference to your financial trajectory.
Here's What Our Clients Say
Financial Service Solutions
4.7
33 Reviews
Professional, Friendly, Experts. Thank you so much!
Jabez and Nikki were amazing. As a first time buyer, they took all the stress of arranging a mortgage away, offering advice and options that I would only be able to get from a broker. Jabez has been proactive throughout the entire process, keeping me well informed and going above and beyond improving my mortgage deal as my house purchase progressed. Well worth the money, and would throughly recommend them for all your mortgage needs!
Excellent Advice & Service!
We had an excellent experience with Financial Service Solutions who helped secure a new deal on our mortgage for another 3 years. They are incredibly professional and friendly. We thoroughly recommend them to others in need of financial advice. Thank you Jazeb & Nikki!
Fantastic service
Both Jabez and Nikki have been extremely helpful throughout the process and have gone above and beyond to ensure our house purchase has gone through as smoothly as possible and were more than happy to do whatever it took to set my mind at ease as a first time buyer - much needed whilst trying to juggle work and a 2 year old. If you are looking for a less stressful house purchase I highly recommend them.
The Role of a Commercial Mortgage Broker
Brokers streamline the process by identifying lenders best suited to your sector, financial profile, and property type. At Financial Service Solutions, we offer tailored mortgage advice that saves you time and money, ensuring you avoid unnecessary applications and arrangement fees.
Financial Service Solutions is a family-run commercial finance broker in Essex, priding ourselves on a personal service. You’ll speak directly with our experienced advisors. Our goal is to understand your business and deliver finance solutions that support long-term growth.
Types of Commercial Mortgage Solutions
We offer a range of commercial mortgage options to suit different business models and investment strategies:
- Owner-Occupied Commercial Mortgages – Ideal for businesses purchasing premises to operate from, such as offices, retail units, or industrial spaces. These mortgages offer stability and long-term control over your location.
- Commercial Investment Mortgages – Designed for investors acquiring property to lease to tenants. Whether you’re buying a shopfront in Southend or a mixed-use building in London, we help structure finance around rental yields and capital growth.
- Refinancing & Remortgaging – Restructure existing debt, release equity, or switch to better repayment terms. Our refinancing solutions help improve cash flow and reduce interest rates.
- Interest-Only Options – Flexible repayment structures that reduce monthly outgoings. Interest-only commercial mortgage products are available for qualifying clients, often paired with fixed or variable interest rates depending on lender criteria.
Financial Service Solutions work with lenders offering competitive repayment terms, fixed and variable rates, and security options tailored to your property type and business model
Why Choose Financial Service Solutions Ltd
Personal Service
Local Knowledge
Broker Access
Tailored Solutions
Why Buy Your Own Commercial Premises?
Purchasing your own business premises offers long-term financial and operational benefits:
- Avoid Rising Rents – Fixed mortgage repayments protect you from unpredictable rent hikes and restrictive lease terms.
- Build Investment Value – Commercial property often appreciates over time, creating a valuable asset for your business or investment portfolio.
- Gain Stability and Control – Owning your premises gives you full control over layout, branding, and operational flexibility.
In Essex, London and Kent, demand for commercial property is rising, especially in commuter hubs and regenerating city areas. Buying now can position your business for future growth and capital appreciation.
Call us on 0333 5678960 to find out more.
Risks and Considerations
While commercial mortgages offer significant opportunities, it’s important to understand the risks:
- Property Value Fluctuations – Commercial property markets can be volatile. We help assess long-term viability and market trends.
- Financial Commitment – Buying premises involves substantial upfront costs, including deposit, valuation, and arrangement fees.
- Lender Scrutiny – Lenders will evaluate your business strength, sector stability, and repayment ability. We guide you through this process to improve your application success.
Our approach balances opportunity with caution, ensuring you make informed decisions backed by expert mortgage advice.
How Our Commercial Mortgage Process Works
We simplify the commercial mortgage journey with a clear, four-step process:
- Initial Consultation – We assess your business goals, property plans, and financial position.
- Lender Matchmaking – We identify lenders best suited to your industry, property type, and repayment preferences.
- Application Support – We assist with paperwork, valuations, lender communications, and compliance.
- Ongoing Advice – We remain available for future refinancing, restructuring, or portfolio expansion.
Request a Free Mortgage Quote
Ready to explore your options? Contact us today for a free, no-obligation commercial mortgage quote. No credit searches are required at the enquiry stage, and our team is here to guide you every step of the way.
Call us on 0333 5678960
Or complete our contact form to get started.
Contact your Commercial Mortgage Broker today
Chelmsford Office
Saxon House,
27 Duke Street,
Chelmsford, CM1 1HL
Contact us using your preferred method
Office: 0333 567 8960
Email: hello@financialservicesolutions.co.uk
What does a commercial mortgage broker in Essex do?
Can I get a commercial mortgage if my business is new?
How much can I borrow with a commercial mortgage?
What interest rates are available on commercial mortgages?
Do you arrange interest-only commercial mortgages in Essex and London?
Can you help refinance an existing commercial mortgage?
Are commercial mortgages different from buy-to-let mortgages?
What fees are involved in a commercial mortgage application?
How long does it take to secure a commercial mortgage?
Do you work with both small businesses and large investors?
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Will Writing and advice on Lasting Powers of Attorney are not regulated by the Financial Conduct Authority.
Buy to Let mortgages and Commercial Lending are not usually regulated by the Financial Conduct Authority.
Disclaimer: Financial Service Solutions Ltd has never now or has ever been involved with any companies of a similar name. Financial Service Solutions Ltd is an Appointed Representative of New Leaf Distribution Ltd. who are authorised and regulated by the Financial Conduct Authority. Number 460421
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