First Time Buyer Mortgage Broker

Expert Guidance for Your First Home Purchase

At Financial Service Solutions, we understand that buying your first home is one of the most significant financial decisions you’ll ever make. 

Navigating the mortgage process can feel overwhelming, but with our expert support, you can approach it with confidence. 

Our dedicated team is knowledgeable within the first-time buyer mortgage market, ensuring you receive tailored advice, competitive rates, and a seamless experience from start to finish.

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First time buyer mortgages essex

How We Support First-Time Buyers

Personalised Mortgage Advice: We take the time to understand your unique financial situation and homeownership goals, offering clear, straightforward guidance on mortgage options that suit your needs.

Access to Competitive Rates: Through our extensive network of lenders, we secure competitive mortgage rates designed to help first-time buyers get the best possible deal.

Step-by-Step Support: From affordability assessments to explaining key mortgage terms, we provide comprehensive support throughout the application process, ensuring you make informed decisions every step of the way.

Assistance with Various Schemes: We help first-time buyers explore available initiatives, such as New Homes Schemes and Shared Ownership, to make homeownership more accessible.

Why Choose Financial Service Solutions?

Years of Experience in First-Time Buyer Mortgages – We’ve helped countless buyers secure their dream homes with our expert mortgage advice. 

Transparent & Honest Approach – We simplify complex mortgage processes with clear explanations, keeping you informed at every stage. 

Commitment to Your Success – Our goal is to make your first home purchase as smooth and stress-free as possible.

FIRST TIME BUYERS MORTGAGES

Here’s What Our Clients Say

Financial Service Solutions

Financial Service Solutions

4.7 4.5 stars 33 Reviews

Oliver Canham 2025-05-24
5 stars

Professional, Friendly, Experts. Thank you so much!

Jabez and Nikki were amazing. As a first time buyer, they took all the stress of arranging a mortgage away, offering advice and options that I would only be able to get from a broker. Jabez has been proactive throughout the entire process, keeping me well informed and going above and beyond improving my mortgage deal as my house purchase progressed. Well worth the money, and would throughly recommend them for all your mortgage needs!

J
Johnny 2025-05-08
5 stars

Excellent Advice & Service!

We had an excellent experience with Financial Service Solutions who helped secure a new deal on our mortgage for another 3 years. They are incredibly professional and friendly. We thoroughly recommend them to others in need of financial advice. Thank you Jazeb & Nikki!

Kerry Badnell 2024-11-02
5 stars

Fantastic service

Both Jabez and Nikki have been extremely helpful throughout the process and have gone above and beyond to ensure our house purchase has gone through as smoothly as possible and were more than happy to do whatever it took to set my mind at ease as a first time buyer - much needed whilst trying to juggle work and a 2 year old. If you are looking for a less stressful house purchase I highly recommend them.

Buying your First Home

Buying a home is the largest purchase you’re likely to make.

Before you arrange your mortgage, make sure you know what you can afford to borrow. We would work with you on this as part of the Fact Find.

We would source your residential mortgage from the whole market using state-of-the-art technology.

We will give you expert, personalised mortgage advice for your specific circumstances.

Whether you’re considering an interest only mortgage or a fixed rate mortgage, we help you explore all options. Also, feel free to download any of our Fact Sheets that could help you with your decision.

Think carefully about how long you want to repay your mortgage. Most are for 25 years, but it is sometimes possible to opt for a longer term which will mean cheaper monthly payments as you are spreading the cost over a longer period of time.

Proving your Income
What type of Mortgage do you need?

Mortgage in Principle

We can arrange a ‘mortgage in principle’ from a lender for you. This is a good way to find out how much you might be able to get before you make a full mortgage application.

By having this sort of agreement, you can start house-hunting and help prove to estate agents and sellers that you are serious about buying.

Contact Us Today for First Time Buyer Mortgages Essex

Ready to take the first step towards homeownership? Our friendly experts are here to guide you. 

Contact Financial Service Solutions today for personalised mortgage advice and begin your journey to owning your first home with confidence.

Chelmsford Office
Saxon House,
27 Duke Street,
Chelmsford, CM1 1HL

Contact us using your preferred method

Office: 0333 567 8960
Email: hello@financialservicesolutions.co.uk

Quick Mortgage Quote

Request a First Time Buyer Mortgage Quote

Free no obligation mortgage quotation, no credit searches required.

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Your home is at risk if you fail to keep up payments on your mortgage or any other loans secured against it.
Will Writing and advice on Lasting Powers of Attorney are not regulated by the Financial Conduct Authority.
Buy to Let mortgages and Commercial Lending are not usually regulated by the Financial Conduct Authority.

Disclaimer: Financial Service Solutions Ltd has never now or has ever been involved with any companies of a similar name. Financial Service Solutions Ltd is an Appointed Representative of New Leaf Distribution Ltd. who are authorised and regulated by the Financial Conduct Authority. Number 460421

© 2025 Financial Service Solutions Ltd