FIRST TIME BUYERS

First Time Buyers Mortgages

First Timer Buyers Mortgages – Buying your First Home!

We understand how important it is for you to really understand the first-time buyer process, such as how much can you borrow, which type of mortgage is best for you, and how much will it cost etc.  It is our duty as responsible, honest mortgage advisers to ensure you receive transparent, accurate advice, which is explained in a way that is easily understandable.  As “whole of market” brokers, we can access the best first time buyers mortgages.

Buying your First Home

Buying a home is the largest purchase you’re likely to make.  Before you arrange your mortgage, make sure you know what you can afford to borrow, we would work with you on this as part of the Fact Find.  We would source your residential mortgage from the whole market using state of the art technology.

We will give you expert, personalised mortgage advice for your specific circumstances.  Also, feel free to download any of our Fact Sheets that could help you with your decision.  Think carefully about how long you want to repay your mortgage.  Most are for 25 years, but it is sometimes possible to opt for a longer term which will mean cheaper monthly payments as you are spreading the cost over a longer period of time.

Mortgage in Principle

We can arrange a ‘mortgage in principle’ from a lender for you.  This is a good way to find out how much you might be able to get before you make a full mortgage application.  By having this sort of agreement, you can start house-hunting and help prove to estate agents and sellers that you are serious about buying.

Mortgages

PLEASE MAKE BORROWING DECISIONS CAREFULLY, YOUR HOME OR ANY OTHER PROPERTY OR ASSET OFFERED AS SECURITY FOR A LOAN OR MORTGAGE MAY BE AT RISK OF REPOSSESSION IF YOU CANNOT KEEP UP THE AGREED PAYMENTS